Employer-Sponsored Plans
401(k), 403(b), 457, and other workplace plans from current and former employers, including plans the family never knew existed.
Retirement Accounts
Track Down Retirement Accounts,
Even the Forgotten Ones
Heirloom traces the 401(k)s, IRAs, pensions, and annuities a decedent collected across a lifetime of employers, then confirms balances and beneficiaries straight into your estate inventory.
120B+
Public and private records cross-referenced per estate
A Lifetime
Of employer plans, IRAs, and pensions traced back to the decedent
The Retirement Picture
Retirement Savings Are Easy to Lose Track Of
A career spread across employers leaves retirement money scattered across plans and providers. Heirloom cross-references billions of records to pull scattered accounts back into one place.
IRAs & Rollovers
Traditional, Roth, SEP, and SIMPLE IRAs, plus balances rolled over from old workplace plans that scattered across providers over a career.
Pensions & Annuities
Defined-benefit pensions and annuity contracts, including unpaid or unclaimed benefits still owed to the estate or its heirs.
Old & Forgotten Accounts
Retirement accounts left behind at former jobs are among the most commonly lost assets. Heirloom traces them back to the decedent, even without any paperwork.
Beneficiary Designations
Retirement accounts often pass by beneficiary designation outside probate. Surfacing them early tells your team what transfers directly and what enters the estate.
Escheated & Dormant Balances
Accounts that went dormant and escheated to the state, surfaced by searching unclaimed property programs nationwide.
My team is giddy about the system. [We] love it! There’s a sense of excitement to be working with Heirloom.
Cofounder, Executor Support Agency
How It Works
From a Name to a More Thorough Account Inventory
Step 1
Enter the Basics
Your staff spends a few minutes entering the decedent's name and identifiers into a secure dashboard. No document hunting to get started.
Step 2
Watch Accounts Confirm
Retirement accounts populate over the first few weeks as Heirloom verifies balances across institutions, so your team can plan rollovers and distributions with confidence.
Retirement accounts are only the start. The same intake can also surface real estate, bank and investment accounts, life insurance, business holdings, unclaimed property, and other liabilities, feeding one shared estate inventory.
FAQs
Maximize Every Caseload
Launch a turnkey estate inventory service line that captures new revenue with zero added headcount.
Schedule a demo