Unclaimed Property

Find Unclaimed Property
the State May Be Holding

Heirloom searches state unclaimed property programs nationwide for the dormant accounts, uncashed checks, and forgotten deposits a decedent left behind.

50 States

State unclaimed property programs searched in parallel

96%

Of estates are estimated to contain unclaimed assets

The Unclaimed Picture

Billions Go Unclaimed Every Year

When accounts go dormant, institutions turn them over to the state. As much as $2 trillion is projected to slip through the cracks during the Great Wealth Transfer. Heirloom helps your team surface property before it is overlooked.

State Unclaimed Property Registries

All 50 states' unclaimed property programs searched at once, with no state-by-state hunting for a decedent who moved or worked across the country.

Dormant & Escheated Accounts

Bank balances and brokerage remainders that went inactive and were turned over to the state as abandoned property.

Uncashed Checks & Refunds

Payroll, insurance, vendor, and tax refunds that were issued to the decedent but never cashed.

Forgotten Deposits

Utility and rental deposits, brokerage remainders, and closed-account balances that quietly slipped out of view.

Life Insurance & Annuity Proceeds

Unclaimed benefits reported to state programs and the NAIC database that heirs are owed but never knew to file for.

Other tools were so limited that we had no way of knowing what was out there. With Heirloom, I find things I would never be able to find on my own. It makes me realize just how much must have been missed in the past.

Karen, paralegal of 20 years

How It Works

From a Name to Recovered Property

Step 1

Enter the Basics

Your staff spends a few minutes entering the decedent's name and identifiers into a secure dashboard. No document hunting to get started.

Step 2

See Reported Property Instantly

Unclaimed property already turned over to the states is among the first results to populate, so your team can begin recovery right away.

Unclaimed property is only the start. The same intake can also surface real estate, bank and investment accounts, retirement plans, life insurance, business holdings, and other liabilities, feeding one shared estate inventory.

FAQs

Maximize Every Caseload

Launch a turnkey estate inventory service line that captures new revenue with zero added headcount.

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Unclaimed Property Discovery for Estates | Heirloom